Effective August 25, 2026 · version 2026-08-25. Covers https://chescofinancing.com and the line on (484) 290-8667, both run by Chesco Financing.
01. Words used here
- "We", "us", "our" — Chesco Financing, which runs a marketing and lead-generation service for mortgage financing. Neither a lender nor a broker.
- "The lender" — one licensed Pennsylvania mortgage lender, independently owned, holding its own licences and issuing its own privacy notice.
- "A request" — what you type or say, plus the evidence of the permission you gave for a callback.
- "Sale" and "share" — used here the way the state privacy statutes use them, which is broadly. Section 06 explains why that matters.
One purpose sits behind every field on this site: putting a request in front of a lender who can telephone you about financing. Every page can be read start to finish without giving up a thing. Nobody wanting a lender to call should send the form or ring the line.
02. Where nothing is collected at all
Advertising cookies are not set on these pages. Third-party analytics do not run. There are no tracking pixels and no social widgets, so nothing here builds a profile of you or follows you elsewhere. Each calculator runs inside your browser and sends nothing back: change every figure on one and we still never learn you visited. Beyond that, whatever your browser stores by itself is between you and your browser.
03. What is collected
- The answers you give. Name, telephone number and email address; whether the plan is to buy, build, renovate or refinance; the area, the price range, the timing; a rough credit range if you volunteer one; whatever you put in the free-text line at the foot of the form; and anything else you say on a call.
- Evidence of permission. Date and time, IP address, browser and device string, the page the form came from, the permission sentence exactly as displayed, and the version numbers carried by that sentence and by this policy.
- The call. An automated AI assistant picks up every call to the line. Calls may be recorded and transcribed. That is announced in the greeting, ahead of anything else, because Pennsylvania requires everyone on a call to agree first. Say no and the assistant thanks you and ends the call there, since the line has no unrecorded mode. The form on this site is the route that needs no recording at all.
- Server logs. The host records the ordinary things: IP address, browser, pages requested, timestamps.
A Social Security number, a date of birth, an account number or a document is never requested and never wanted. Start reading one out and the assistant is built to stop you. Financial detail of that kind belongs to the lender, on the lender's own secure channel.
04. Why any of it is collected
To work out which kind of financing you are describing. To put that in front of a licensed Pennsylvania lender who handles it. To let that lender telephone you. To follow up with you about the request, and to act on it the moment you ask for it to stop. To hold proof of what you agreed to, when, and on which page. Visits and calls are also counted in bulk, with no names attached, to decide which pages deserve writing next. There is no other use.
05. Who it reaches
Stated plainly: a mortgage lender funds this service, and your request is the thing that lender receives. The recipients, in full:
- One licensed Pennsylvania mortgage lender. That transfer is the introduction. The lender is an independent business with its own privacy notice, its own licences and its own obligations, and from the moment the request arrives it is the lender controlling the information. Where the loan turns out not to be that lender's line of work, a different one may be introduced instead, and you are told.
- Suppliers acting on instructions. The telephone and AI-assistant platform behind the line, the email service carrying the request, and the company hosting the site. Each handles it for us and for no purpose of its own.
- Authorities and advisers. Where a statute, a subpoena or a regulator requires it, or where lawyers or auditors need it to deal with a complaint.
- A buyer of the business. If it is ever sold or merged, the records travel under this policy.
Data brokers, list sellers, aggregators, insurers and anyone running an unrelated campaign get nothing, and none of it is ever published. The lender's payment covers marketing and technology services, and it moves with none of your loan amount, your rate, the fees you are charged or whether you reach closing.
06. Why we call it a sale
Several state statutes draw the definitions of "sale" and "share" wide enough that handing a request to a lender who funds the service falls inside them, whatever anybody would call it in ordinary speech. We accept that and do not argue the point. The privacy controls page exists for that reason, and the opt-out it describes is open to every reader in every state.
07. Permission, and taking it back
Your permission is the tick-box beside the form and the recorded notice on the line: permission for Chesco Financing, and for the licensed Pennsylvania lender introduced to you, to make contact by telephone call, text message and email, including through an automatic telephone dialing system and with artificial, prerecorded or AI-generated voice messages, and including where the number sits on a Do Not Call list. The full sentence, taken apart clause by clause, is on the communications consent page.
Take it back whenever you like, by any reasonable route, with no reason required: reply STOP to a text, say the word on a call, write through the contact page, or send a letter. In practice it is acted on straight away, and at the outside within ten business days, and the lender is told. Note that withdrawing permission from us leaves untouched any permission you gave a lender separately; tell that lender too, and ask here for help reaching the right person if that is easier.
08. How it is looked after
Pages are served over HTTPS. A form submission travels encrypted to our own domain, never to somebody else's endpoint. Request records are reachable only by the people who need them, on accounts carrying two-factor authentication. Recordings and transcripts sit with the telephone supplier under contract. No system is beyond failing, and nobody here will pretend otherwise: should a breach ever touch your information, you and the regulators named in the statute are notified inside the time the statute allows.
09. How long it survives
Request records, evidence of permission, call recordings and transcripts last up to five years, since federal telemarketing rules expect proof of permission to be producible for that long. What a page said, and the sources behind it, are held for twenty-four months, because that is the window mortgage advertising rules work to. Server logs go after a few months. Past those points, records are deleted or stripped of anything that identifies anybody. Ask for yours to go earlier and it goes, unless a legal duty or a live dispute pins one particular record in place, in which case you are told which one.
10. What you can ask for, wherever you live
Ask what is held about you. Ask for a copy. Ask for a correction. Ask for deletion. Ask that nothing be passed to a lender at all. Ask for the contact to stop. Residents of states carrying their own privacy statutes, New Jersey among them, hold those rights by law, and residents of California and states with comparable laws can also opt out of the "sale" or "share" described in section 06. Every one of those requests is honored here for anybody who makes it, with no zip code checked first.
Routes in: the privacy controls page, or a call to (484) 290-8667 saying what you want. An answer follows inside 45 days. Confirming the record is yours may be necessary first, usually by matching the number or the email address you originally gave. An authorized agent can act for you on your written say-so. Nothing is charged, and asking changes nothing about how you are treated afterwards. A refused request comes with the reason and the route to appeal it; a failed appeal leaves your state attorney general to take the complaint.
11. Financial privacy statutes
Sitting alongside mortgage lending as it does, this service may fall within the federal Gramm-Leach-Bliley Act and the privacy rule under it for part of what passes through. Where those apply, they are followed, restrictions on reusing anything received from a financial institution included. The lender you are introduced to hands you its own privacy notice, and that notice governs the lender's conduct from the second your request lands.
12. Readers under 18
These pages are written for grown-ups. Nothing is knowingly taken from anybody under 18, and anything of that sort found here is deleted.
13. Revisions
A revised policy appears on this page carrying a fresh effective date and a fresh version number, and whichever version was live on the day you sent a request is filed alongside it.
14. Where to send a question
Questions, requests and complaints: (484) 290-8667, or the contact page.