Consent wording version 2026-08-25. Effective August 25, 2026. Whichever version stood on the screen when you agreed is the one filed against your request, character for character.
What goes on file, and how long it stays
Six things are written down the moment a request lands: the consent wording exactly as it was put in front of you, the version number printed above, the clock time on arrival, the browser and the IP address behind it, the page it left from, and which licensed lender received it together with the reason it went to that one. Telephone calls join the same file, each with whatever recording or typed transcript it produced. Five years pass before any of it is discarded.
That file exists for a single afternoon, years from now, when a person insists nobody was ever given permission to telephone them. An entry naming the wording, the page, the hour and the version settles that afternoon better than anybody's recollection, this business included. Everything else done with what you send sits in the privacy policy; the terms of use take the rest.
The clauses, one at a time
- Who is allowed to make contact. Two businesses and nobody else. Chesco Financing is the first. The second is one lender, licensed in Pennsylvania to write mortgages, and introduced to you by name. Your number is not resold, not added to a list, and not dealt out around a room of companies dialling at once.
- Through which channels. A telephone call, a text message, or an email. Both routes run to what you typed on the form and to no other number or address.
- With which equipment. Automatic telephone dialing systems are covered by the sentence, and so are messages delivered by an artificial, prerecorded or AI-generated voice. An AI assistant picks up here, and an artificial voice is what the federal rules make of that, so the sentence says so outright.
- Do Not Call lists. Ticking the box permits a call to a number listed on a Do Not Call registry, state or national. That is the entire legal weight of the box and the only reason it is on the page.
- Nothing hangs on it. Decline and nothing changes. Ring the line, or write through the contact page, and you get the same answers. No purchase of anything, at any time, is ever conditioned on this agreement.
- It is not an application. The form sends a request for contact about financing a house. No application is made, no file is read for credit, nobody pulls your credit, and no score moves a point.
- Costs. Your carrier's plan may charge for messages and for data. Nothing is ever billed to you from this end, and STOP in reply to any text stops the messages.
The sentence itself, word for word
This is what stands beside the box on every form here. The box arrives empty. Until your own hand puts a tick in it, the form refuses to go anywhere.
Ticking this box is my written agreement that Chesco Financing, along with the licensed Pennsylvania mortgage lender who follows up on it, may reach me about this request by phone call, text message and email at the number and address I entered, including calls and texts placed with an automatic telephone dialing system and messages delivered by an artificial, prerecorded or AI-generated voice, and that they may do so even if my number appears on a national or state Do Not Call list. I understand that agreeing is not a condition of buying anything, that message and data rates may apply and I can text STOP to end messages, and that this form is not a loan application and has no effect on my credit score.
Agreeing out loud instead
Every call to (484) 290-8667 is picked up by an automated AI assistant, at whatever hour you ring, weekends and working days alike. Its opening words are that a recording may be running, since the Commonwealth expects everyone on the call to have been told that beforehand, and asked outright whether it is a person, it answers that it is not. Preferring not to be recorded is a fair position. Say no and the assistant thanks you and ends the call, since the line has no unrecorded mode, and the form is the route that needs no recording.
Ten questions or so later comes the callback permission, read out whole, with your answer written down in the words you gave it. A refusal is filed too, marked so no lender can be sent it. Nothing dials out from this number; it takes calls and places none.
Five things the line will not do
The assistant is built to refuse all five: quoting a rate, telling you a loan is approved, passing itself off as a person, asking for a Social Security number, and steering you toward a decision. Catch it at any of them and say so, and that recording comes out of the file to be read by a person.
Ending it, by whichever route suits
Whenever you like, for a reason or for none, by any means that is convenient, at no charge:
- Reply STOP to any text message.
- Say it out loud on a call, to this line or to the lender, in whatever words arrive first.
- Write through the contact page.
- Use the privacy controls page, which also stops the introduction from being made at all.
It is acted on the moment it is read, and no more than ten business days after that whatever else is going on, and the lender you were introduced to is told. Should a lender already be some way into the work by then, tell that lender too. Its consent record stands apart from this one. Rather not track down the right person over there? Ask on the line and you get a name.